According to the National Weather Service, hazardous weather caused more than $55 million damage in Virginia in 2009.
Severe weather caused approximately $122.6 billion in property damages in 2006, up from $96.8 billion in 2005. Flooding overtook hurricanes as the leading cause of loss with an estimated $118.7 billion in claims. Crop damages for 2006 totaled $3.7 billion.
While much of that loss could not be prevented, there are measures you can take to mitigate the potential of loss. Anticipating havoc caused by a storm can reduce the number and severity of issues during and after the storm.
“Your family and property can better survive a disaster situation if you prepare before it strikes,” says Jimmy Maass, safety coordinator at Farm Bureau Insurance. “Even a glancing blow can cause tremendous damage to your property. Anticipating rigor caused by a storm can reduce the number and severity of issues during and after the storm.”
To be ready for a hurricane, heat, tornado, or severe storms that threaten every year, Farm Bureau Insurance recommends creating a “disaster kit” in order to effectively prepare for poor weather.
Your kit should start with the basics: water, food, a battery-powered radio, a flashlight, and extra batteries.
- Include canned goods such as fruits and vegetables. Remember you will need a can opener.
- Protect and store water in a plastic container with a tight lid.Plan on having at least three gallons of water per person for a 72-hour window. Before a storm fill a cooler with ice.
- Include an up-to-date first aid kit.
- If you know you will be homebound, you may also want to fill your bathtubs with water for non-drinking emergencies.
- The kit should be designed for your family. Keep in the back of your mind as you create this kit how many people you need to prepare for and for how long you may need the items.
- It is a good idea to have a change of clothing. You may also want to include rainwear, blankets, and other items that will help make your family more comfortable.
- Preparing for the family may include infants, the elderly, or disabled family members. Remember to plan for medications, special foods, or other such items.
- Have a reasonable amount of cash on hand in case banks are closed or ATMs do not work. Also keep importnat doucuments safe and secure.
- You may want to keep several plastic tarps in your kit that can be used as shelter or to cover damaged areas of your home after the storm has passed.
If you have an outdoor gas grill, check to see how much gas you have. You may be able to use the grill to cook your meals until electricity is restored. Secure the propane tank as best as possible.
- Before the storm hits, it is important to determine where your family will go for shelter and communicate that location to your entire family. Go over a meeting place should you become separated.
- Create a list of phone numbers and know how much travel time you will need to the shelter.
- Develop a list of procedures that members of your family can follow, such as how to turn off the power, water, and/or gas.
- Determine where will you store your disaster kit and check it from time to time to keep it updated
And while Maass understands the severity of the storms, he also notes to make sure you understand the human side of preparing your family for disasters.
“Don’t forget to include some comfort items, such as games and books,” says Maass. “There may be a lot of idle time until it’s safe to explore; it is always good to keep children busy during this time.”