Renter's Insurance
It’s unwise to depend on your landlord for protection, as their insurance policy does not cover your belongings or accidents that happen within your home. With a Farm Bureau Insurance renters policy you can protect your personal property and your liability exposures in and around the property you rent, whether it’s a house or an apartment.
As a local company you can depend on our fair claims service and personal, face to face service. That’s why Virginians from all over the state rely on Farm Bureau for their renter’s insurance needs.
While you can package other policies with your renters policy, there are two main types of coverage for renters:
- Personal Property Coverage
Covers your personal belongings including electronics, appliances, furniture, clothing, and other items against disasters like vandalism, theft, smoke, fire and lightning. It also covers other property in your residence and provides protection when you are away from home.
- Personal Liability Coverage
Covers the cost if you cause another person to be injured or another person’s property to be damaged or destroyed regardless of location.
Farm Bureau Renters Insurance also offers other coverages designed to protect you. These include:
- Replacement Cost Coverage
Pays for the cost to replace items without deductions for depreciation.
- Scheduled Personal Property Coverage
Covers special types of property against most risks of loss.
- Identity Fraud Expense Coverage
Covers expenses incurred as the direct result of identity fraud.
Your Farm Bureau Insurance agent will work with you to determine how much insurance you need. When preparing to meet with your agent, it is helpful to take inventory of your personal belongings.
Contact your local Farm Bureau agent today for a quote.